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Clickngomortgages.co.uk

Hi there,

We are looking to get a shared ownership mortgage and have come accros clickngomortgages.co.uk and they appear to offer 100% S/O mortgage product.

Has anyone had any dealings with this company? are they legit?

Thanks in advance

Martin

Comments

  • hillcats
    hillcats Posts: 899 Forumite
    Part of the Furniture 500 Posts Photogenic
    Never heard of em.
    What sort of mortgage rates do they offer, are they competitive?

    Maybe you'll be better off with a known brand...
    ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
    NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
    BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 2027
  • betmunch
    betmunch Posts: 3,126 Forumite
    They are a broker, not offering the mortgage themsleves.

    Most brokers have access to a 100% shared ownership deal, and most brokers will explain why you dont want to take it (not because its shared ownership!)
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Ah thanks for the replies. what are the reason's that i wouldnt want to take a 100% shared ownership mortgage? are there big risk's?
  • betmunch
    betmunch Posts: 3,126 Forumite
    ring em up and ask what the interest rate is!......
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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