my soa. please help me

sweet_pea_3

Hi i have on advice of cccs and nat debt line got an appt to go br on 22 march, my hubby went br 3 yrs ago and due to a !!!! up at the bank a loan which we were told was only in his name has now been tied to me and there is no way i can pay it off. Am trying to fill in forms but am unsure of what contributions I should put for him.
I have filled in everything we pay and get butthe car and all associated costs is not really mine as i dont drive it. please help!!!!!!

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 650
Benefits................................ 680
Other income............................ 0
Total monthly income.................... 1330
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 500
Management charge (leasehold property).. 0
Council tax............................. 70
Electricity............................. 40
Gas..................................... 60
Oil..................................... 0
Water rates............................. 30
Telephone (land line)................... 22
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 230
Clothing................................ 40
Petrol/diesel........................... 110
Road tax................................ 10
Car Insurance........................... 37
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 25
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 10
Emergency fund.......................... 0
Total monthly expenses.................. 1296

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
loan...........................15000.....0.........0
power..........................900.......0.........0
Total unsecured debts..........15900.....0.........-

Monthly Budget Summary
Total monthly income.................... 1,330
Expenses (including HP & secured debts). 1,296
Available for debt repayments........... 34
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 34
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -15,900
Net Assets.............................. -15,900

curlytop12

sweet_pea wrote: »

Hi i have on advice of cccs and nat debt line got an appt to go br on 22 march, my hubby went br 3 yrs ago and due to a !!!! up at the bank a loan which we were told was only in his name has now been tied to me and there is no way i can pay it off. Am trying to fill in forms but am unsure of what contributions I should put for him.
I have filled in everything we pay and get butthe car and all associated costs is not really mine as i dont drive it. please help!!!!!!

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 0-any chance of part time/working from home etc?
Partners monthly income after tax....... 650
Benefits................................ 680
Other income............................ 0
Total monthly income.................... 1330
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 500
Management charge (leasehold property).. 0
Council tax............................. 70
Electricity............................. 40
Gas..................................... 60
Oil..................................... 0
Water rates............................. 30
Telephone (land line)................... 22
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 230
Clothing................................ 40
Petrol/diesel........................... 110
Road tax................................ 10
Car Insurance........................... 37
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 25
Life assurance ......................... 0-should budget for this as you have dependants
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 10-can't afford a holiday
Emergency fund.......................... 0
Total monthly expenses.................. 1296

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0-what is the car worth?
Other assets............................ 0-any assets you bought with the loan?
Total Assets............................ 0

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
loan...........................15000.....0.........0-APR needed
power..........................900.......0.........0-APR needed
Total unsecured debts..........15900.....0.........-

Monthly Budget Summary
Total monthly income.................... 1,330
Expenses (including HP & secured debts). 1,296
Available for debt repayments........... 34
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 34
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -15,900
Net Assets.............................. -15,900

hi,looks pretty tight.hoping more people will be along to help!!
good luck:)