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Which DCA is likely next?

Hi, I have a Tesco credit card debt that went into default a few years ago.

After Triton (who I understand are Tesco's - or rather RBS's - DCA) demanded the full balance which I didn't have, I set up payments with Newmans (who were fine to deal with).

After 18 months of these payments stretching me to the limit (and over) I told Newmans I would have to reduce the payments right down until circumstances changed.

They didn't respond and I assume they passed the account back to Tescos, as then Wescot started contacting me about it.

After receiving a couple of their threat-o-grams I wrote to them explaining I can only offer token payments as with Newmans.

They have now stopped contacting me. I suspect they may have passed it back to Tescos again as not worth them chasing.

I'm now wondering whether RBS have a list of DCAs they work through, and wondering who to expect contact from next?

I'm slightly concerned after hearing tales of awful DCAs that make Newmans and Wescot look like kittens!

Any wisdom from DCA experts would be welcome.

Thanks :)

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