Experian Report

swiftysw

Hi All,
I did an experian report last night... And noticed that all depts over the 6 yrs have gone!! Yahoo!! :j

But I still have some remaining (inc 1 CCJ) but a few of them are are listed twice?? :eek:

Any ideas?

Thanks
Simon

fermi

What exactly is duplicated?

2 CCJ's for the same debt?

2 Defaults for the same debt?

1 default and 1 CCJ for the same debt wouldn't necessarily be incorrect.

swiftysw

2 CCJ's for the same debt and 2 Defaults for the same debt..

fermi

OK. Can you tell whether they are actually separate defaults and CCJs?

Or are they/could they be just identical duplicates of the same entries?

If they are just duplicates, then a quick query with Experian should get that sorted.

swiftysw

They are identical duplicates of the same entries.

"Dates\Amounts Description are all the same.. "

Because they are duplicates.

Are they countaing agains me more so??

Thanks

Si

fermi

swiftysw wrote: »

Are they countaing agains me more so??

Possibly not. Hopefully anyway.

Someone else recently had something similar happen. While they could see the duplicates, it turned out that any potential creditor checking their report would not.

However, I would get on to Experian to get it sorted all the same.

RedTulip

I had the same issue, debts being listed twice, looks like I had loads of accounts instead of the 5 I did. I too read that potential lenders could not see the duplicate entries.

swiftysw

Red.. How did you resolve it??

O did u not bother??

Thanks
Si

RedTulip

Hi swifty,

I have just left it, I did read somewhere that the duplicate entries are made when debt is sold on to dca's (I was in a dmp) but I have no idea how much truth is in that?

edit : try your equifax report, nothing was listed twice on there for me


RedT x