baliffs chasing debts that do not belong to me

dipsy

Hi,

parted company with someone who lived with me, and who seems to owe all and sundry money

have asked them on several occassions to set up a mail forwarding service for their post.

anyway, they have letters here from various bailiffs, one of whom I have informed on several occassions that he is not here

they have now written to say they will be forcing entry to my property, I work all day, what on earth can I do?

I am pulling my hair out and I didn't think they could force their way into your home, he isn't here, has nothing here... I'm worried sick

thanks

boredofbeingathome

dipsy wrote: »

Hi,

parted company with someone who lived with me, and who seems to owe all and sundry money

have asked them on several occassions to set up a mail forwarding service for their post.

anyway, they have letters here from various bailiffs, one of whom I have informed on several occassions that he is not here

they have now written to say they will be forcing entry to my property, I work all day, what on earth can I do?

I am pulling my hair out and I didn't think they could force their way into your home, he isn't here, has nothing here... I'm worried sick

thanks

It is illegal to force entry

I think this may help you

http://www.bailiffadviceonline.co.uk/

The person who runs it is called herbie21 and she is a poster on here as well. Search for her and pm her if necessary but you can ring directly and get advice.
http://forums.moneysavingexpert.com/member.php?u=204019

Chrisblue1962

Hi Dipsy

I would try the following:

• DO NOT allow ANY baillifs into your property...EVER

• Update Electoral Role to show he no longer lives at address

• If you know his address, forward all mail addressed to him and tell senders of his new address OR mark it "Return to Sender" if you don't

• Advise any companies by Recorded Delivery letter that he does not live with you and any further letters will be returned unopened or forwarded to new address

• If you pay rent, get landlord to acknowledge he no longer lives there and update tenancy to reflect this - you can show this to baillifs if they call.

Hopefully other replies may have further advice. Good Luck.

boredofbeingathome

Here is another poster who can advise

http://forums.moneysavingexpert.com/member.php?u=201519

Hope they can help.

dipsy

Chrisblue1962 wrote: »

Hi Dipsy

I would try the following:

• DO NOT allow ANY baillifs into your property...EVER

I won't be here anyway, but they have stated they will gain entry by force :-(

• Update Electoral Role to show he no longer lives at address

He isn't on the electrol role

• If you know his address, forward all mail addressed to him and tell senders of his new address OR mark it "Return to Sender" if you don't

I will now send mail return to sender, from now on, he was supposed to get it re-directed but now a year on still getting post so guess this was never done ...

• Advise any companies by Recorded Delivery letter that he does not live with you and any further letters will be returned unopened or forwarded to new address

They keep asking for copies of my mortgage deeds, which I don't see why I should and why its relevant, my property and he isn't here......

• If you pay rent, get landlord to acknowledge he no longer lives there and update tenancy to reflect this - you can show this to baillifs if they call.

What else could I send them via email/letter to prove he is not here, I am getting fed up with it all, I call them and I tell them he is not here, but they don't seem to be listening,

The most worrying one is a debt from HMRC... :-(

dipsy

boredofbeingathome wrote: »

It is illegal to force entry

I think this may help you

http://www.bailiffadviceonline.co.uk/

The person who runs it is called herbie21 and she is a poster on here as well. Search for her and pm her if necessary but you can ring directly and get advice.
http://forums.moneysavingexpert.com/member.php?u=204019

Tried to contact herbie21 but mail box full will try again later... many thanks x

Heyman_2

dipsy wrote: »

I would try the following:

• DO NOT allow ANY baillifs into your property...EVER

I won't be here anyway, but they have stated they will gain entry by force :-(

If you've never let them in to your property, the can't legally do this. It is 100% scare tactics. If they do try and do it, call the police and report it as breaking and entering.

• Update Electoral Role to show he no longer lives at address

He isn't on the electrol role

That should help matters over the course of time.

• If you know his address, forward all mail addressed to him and tell senders of his new address OR mark it "Return to Sender" if you don't

I will now send mail return to sender, from now on, he was supposed to get it re-directed but now a year on still getting post so guess this was never done ...

It's the best way - just gather it all up and once a week do a visit to your local postbox.

• Advise any companies by Recorded Delivery letter that he does not live with you and any further letters will be returned unopened or forwarded to new address

They keep asking for copies of my mortgage deeds, which I don't see why I should and why its relevant, my property and he isn't here......

They're probably wanting to see if his name is on the deeds, because if it is they'll have the option of going for a charging order. If it's your property then you can happily tell them to get stuffed!

• If you pay rent, get landlord to acknowledge he no longer lives there and update tenancy to reflect this - you can show this to baillifs if they call.

What else could I send them via email/letter to prove he is not here, I am getting fed up with it all, I call them and I tell them he is not here, but they don't seem to be listening,

Don't bother calling them - speaking to these monkeys on the phone isn't going to get you anywhere. If they have your number, you might want to get it changed or get yourself a Truecall box to filter out all the crap. Do that and keep sending back the mail. If anyone turns up on the doorstep you can verbally tell them he doesn't live there and to go away.

The most worrying one is a debt from HMRC... :-(

They should listen to you if you phone them!!! Ask them what they need from you to show he's not there any more.

Hope that helps a bit.

king100

Lets get it right

Bailiffs can enter your property, this can be through an open window or open door.

1st things 1st - Do not leave any window or doors open.

2ndly They can and are allowed to levy on any goods that are in your garden or shed, should they think that there is sufficient goods to pay the debt. They are allowed to break in said shed or garage.

3rdly They will levy on any car in your driveway or even on the road should they deem it to be yours. They levy then ask questions.

In your position I would write to each individual bailiff stating that said person does not live here. Said person does not having any goods here. Said person can be found at - ENTER SAID PERSONS ADDRESS - even place of work.

I would even consider, but cannot remember, there is a statement that you can write and print out concerning harrassment concerning debts that are not yours. Not sure if this just applies to debt collectors, but you could find that print it out and stick it to your front window.

I know herbie21 on another forum and a few others so will pm them for you.

david39

Are you sure that the letters come from REAL bailiffs?

Or are they letters from debt collectors (or solicitors acting on behalf of debt collection agencies) threatening that bailiffs may be sent round to your property.

Proper bailiffs are appointed by a court and have restricted rights as detailed in earlier posts - they should not be threatening actions that they have no rights to carry out.

king100

david39 wrote: »

Are you sure that the letters come from REAL bailiffs?

Or are they letters from debt collectors (or solicitors acting on behalf of debt collection agencies) threatening that bailiffs may be sent round to your property.

Proper bailiffs are appointed by a court and have restricted rights as detailed in earlier posts - they should not be threatening actions that they have no rights to carry out.

How more real than HMRC bailiffs?

Bailiffs threaten all sorts of action, locksmiths police, I need to go to the toilet to get in.

david39

king100:

Didn't spot the HMRC mention in the later post by the OP.

That is worrying and, assuming that it is they who have instituted bailiff action then the OP does need to speak to them and explain the position.