We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ help!

Hello everyone, i'm after a bit of advice please...

I have a credit card debt (£416 on a Santander card) which I have stupidly forgotten to deal with (I have other credit cards and a loan which I am paying back via a self administered DMP). Anyway, I have been sent a County Court Claim Form, which has added costs of £30 court fee and £50 solicitors costs, taking the total up to £496. I can afford to pay the debt straight away (can borrow the money from partner) BUT will I really have to pay these extra costs?? I phoned the company that the debt has been sold on to and they said that yes, I do have to pay it as the case has 'gone to court', even though she went on to say that if i paid it all now no further court action etc would be taken.

So, any ideas on if I can get out of paying this £80????

Cheers!

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.