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Redetermination - Thanks

cassy136
Posts: 14 Forumite
Just wanted to say thank you for all the help and information on this site.
To cut a long story short, basically i have a debt of 9000 which i was paying back £15.00 per month, the company were not happy with this and wanted it increased i offered £60 pounds per month which they declined and took me to court over (CCJ) i offered the same amount as its what i can afford which was rejected and came back with a payment of £541.00 per month which i asked to have redetermined as it is more than half my monthly salary.
Well it turns out some one could not read my admissions form and mixed a 0 up with a 6 so intead of my salary being just over £1000 per month they thought it was £1600!!!!!!, so the judge set the payments at my original amount. They also asked for a charging order at the same hearing which was denied by the judge. Very please with the result but it was what i had been saying all along and they just didnt listen.
Thank you all for the help :T:j:T:j
To cut a long story short, basically i have a debt of 9000 which i was paying back £15.00 per month, the company were not happy with this and wanted it increased i offered £60 pounds per month which they declined and took me to court over (CCJ) i offered the same amount as its what i can afford which was rejected and came back with a payment of £541.00 per month which i asked to have redetermined as it is more than half my monthly salary.
Well it turns out some one could not read my admissions form and mixed a 0 up with a 6 so intead of my salary being just over £1000 per month they thought it was £1600!!!!!!, so the judge set the payments at my original amount. They also asked for a charging order at the same hearing which was denied by the judge. Very please with the result but it was what i had been saying all along and they just didnt listen.
Thank you all for the help :T:j:T:j
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Comments
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Excellent news.
You do hear some daft decisions being made by the courts, so nice to hear that you can get things sorted in a reasonable way.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Nice one. Things like this make my day.I'm Debt Free :j 2/09/2013
Debt at LBM 30/04/2010 £24,109.38,0 -
Just glad it is all sorted now. Apparantly they took things this far beacuse i have gone back on two previous payment plans set up with them which i added was because both times i had been made redundant. But all they focused on was i stopped/lowered payments twice.
I just wished things didnt have to go as far as they have but hopefully with in a few years i will have paid off everything:j0 -
Great news - hope it all goes well from now on.
D90
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