Miss a payment to creditor on DMP?

ruby12

Hi all, I'm a newby on here so please be gentle!:)
We have been on a DMP with CCCS for 16 months. Our main creditor is LLoyds. We have a loan, two credit cards and two overdrafts with them. We have sent loads of letters to them asking them to freeze the interest but they have refused everytime. Our loan is the biggest debt with them. We asked them to pass the debt to Debt Recovery but they refused. They sent us a letter saying while we were making payments that they would not pass the debt on, however if we missed a payment, then the account would be closed and passed on to the Debt Recovery where interest would be frozen.
Can I ask CCCS not to pay LLoyds this month but pay all the other creditors?(who so far have been ok). At the rate we are going we will be paying interest forever!

Any advice would be greatly received

Jinx

Im not sure CCCS would consider this an ethical request. Could you perhaps take this creditor off them and deal with them yourselves? Ive never used CCCS but always done my own DMP so unsure of their exact 'rules'.