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most common creditor
Comments
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At our CAB, the most common creditor is LloydsTSB, so I'm surprised no-one has mentioned them. Perhaps our local branch is just very good at selling consolidation loans (and ppi) to people who can't afford the first instalment.
They're also the most dificult to deal with because of how s...l...o...w they are.0 -
Cumbrian_Male wrote:Coutt's largest debtor (to my knowledge) was the Queen Mother who's overdraft ran to several millions.
I expect her name was on the list of some DCA or other :rolleyes:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hi
Thanx for all the input. Odd how the same names seem to pop up all the time
One bank that I don't seem to have noticed is First Direct. Maybe they don't need to start charging as they don't seem to have any problem customers !Don't let the past become your future
Change for the better0 -
Barclaycard, egg, MBNA for card debts......
Often black horse (as they often finance HP schemes) or welcome finance - for the loans or car finance parts! :mad:
xOfficial DFW Nerd Club - Member no. 222 :beer:
:T Debt free wannabe - Proud to be dealing with my debts! :T
Remember the MoneySaving mantras!
IF YOU'RE SKINT......
Do I need it? Can I afford it? Can I find it cheaper anywhere else?
IF YOU'RE NOT SKINT......
Will I use it? Is it worth it? Can I find it cheaper anywhere else?0 -
davethecue wrote:One bank that I don't seem to have noticed is First Direct. Maybe they don't need to start charging as they don't seem to have any problem customers !
I think I read the other day that they are just about to introduce a monthly charge. :mad:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Capital One, Barclaycard, Abbey & Welcome finance0
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Just Barclays and Cahoot for me now. (And soon to be just Barclays).DFW Nerd 0350
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Barclaycard, Lloyds TSB, Mint (now got rid of), Egg (they gave OH £14,500 limit! gulp, but all transferred elsewhere now) Amex and M&S.
We like to spread our generosity of interest payments!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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