Mortgage cancelled on completion day

charlievalentine_2

Thank you for your advice HelpwhereIcan. I had found the lending criteria myself on the net least night which makes me all the more confused as our position was clear from the start. In our first application all the forms were sent to our current address so clearly we we not resident in the house. The branch staff said it failed on a technicality and changed our address on the system. I have the feeling this was a very transparent effort to fudge the second application. However, I await the outcome from the branch manager in case there is more to it. I appreciate everything you have said and will take great care if/when it is time to apply again. I am trying to stay hopeful as the branch is aware I will be making a complaint and do appear to be trying to keep the case open and get it through.

I feel much better for posting and reading responses.
Thank you everyone who has read or responded.

FraudBuster

The application was in my partners name only

You may like to do a SAR request to National Hunter:

http://www.nhunter.co.uk/data.html

charlievalentine_2

Thanks for that. That's a great idea. I will see what the branch manager has to say tomorrow, as if they confirm the original form was used the second time in error I have already seen the notes as to why that was declined. If not, and I am not given a reason I will request the report.