Paying off loan

jamesarpc

Birkee... I took out 12 thousand. It was a consolidation loan to complete an NCTJ course that I needed, so I've paid just under half. Thanks.
My car is a !!!!!! 206 with high mileage so there are no rash lifestyle choices on my part.

jamesarpc

Okay guys...some of you have been amazingly helpful. I wanted to get some genuine advice. Others have been nasty, pedantic, caustic and draining and I pity those people who need forums to vent their Napoleonic complexes. You only have one life so I suggest you open the curtains a bit, get some sun on your face and stop worrying about spelling on a site about finance.
I types at high speed to try and convey my issues, if I used an incorrect word or drop a typo then it really doesn't matter, no matter what my career is and do I really need to explain that when I'm writing for publication I am a lot more vigilant than an uncensored site. I even put a disclaimer in my original message saying "need your help, forget about spelling" because I had no intention of proofreading it.

My initial plans are to put £4000 into the 7 grand debt to reduce the payment term, save £1000 in case and renegotiate the outstanding sum.
Thanks a lot.
Any more advice would be hugely welcomed.
Any more bickering or pedantic observations to satisfy you piousness, will not. Please choke on your arrogance.

birkee

jamesarpc wrote: »

Birkee... I took out 12 thousand. It was a consolidation loan to complete an NCTJ course that I needed, so I've paid just under half. Thanks.
My car is a !!!!!! 206 with high mileage so there are no rash lifestyle choices on my part.

Then my apologies james, for reading it as a £7.5K loan, but you wrote it.