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SOA after debt - advice welcomed please

backinbusiness
backinbusiness Posts: 916 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
edited 3 March 2011 at 7:59PM in Debt-free wannabe
thanks to the helpful posters
DF :grin:

Comments

  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    Just noticed you don't seem to have the house and contents insured?
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • Nicky321
    Nicky321 Posts: 1,426 Forumite
    Hi there, maybe worth entering all the figures where applicable and putting the rest into the emergency fund entry.
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    edited 3 March 2011 at 7:56PM
    Do you really need £842 per month in benefits if you can put away £500 per month into an ISA? and a "surplus" fund of £220 a month.....

    I work around 60hrs a week, take home £1,900 a month and get £300 CTC a year with 2 kids, makes my f*cking blood boil........

    The benefits system in this country sucks.......It doesn't pay to work hard..
  • lauzellen
    lauzellen Posts: 328 Forumite
    Don't think that's relevant on this thread leveller...

    OP still do a detailed SOA - How much is left on your mortgage? What is the interest rate?

    What is your aim with regards to the SOA?
    Daughters Sealed Saving Pot - start them young :money: £90 :T
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    lauzellen wrote: »
    Don't think that's relevant on this thread leveller...

    OP still do a detailed SOA - How much is left on your mortgage? What is the interest rate?

    What is your aim with regards to the SOA?


    Maybe not but I stand by what I posted, its shocking TBH... Can you justify it? no of coarse you can't .
  • lauzellen
    lauzellen Posts: 328 Forumite
    OP is legally entitled to it so take your opinion and argument on it else where please.
    Daughters Sealed Saving Pot - start them young :money: £90 :T
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    edited 3 March 2011 at 8:27PM
    lauzellen wrote: »
    OP is legally entitled to it so take your opinion and argument on it else where please.


    I'm not saying the OP was acting ilegally , but it is Immoral to receive over £800 per month in benefits and at the same time being able to squirrel away £700 in an Isa whilst working part time when hundreds of thousands of people receive next to nothing for working all the hours God sends and not forgetting all those people who don't qualify for many benefits as they don't have children...

    Even if this is a place for advice can I remind you this is a forum which by definition is a "Place for debate".The OP deleted her SOA saying it was due to an "idiotic comment" well I'm happy to debate with her/him whether my comments were idiotic or not.
  • lauzellen
    lauzellen Posts: 328 Forumite
    It has no place on THIS board.. take it to another board where it is more appropriate if you so wish. I have several things I could say on the matter but again its not for THIS board.

    Thank you kindly
    Daughters Sealed Saving Pot - start them young :money: £90 :T
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