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Women face hike in car insurance premiums

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Comments

  • AndyGuil wrote: »
    Eventually it will be just years driven, NCB, convictions and previous accidents that they will take into account. Not sex, age or job. They will work around the age problem with the years driven and NCB.

    How do you prove the number of years they have been driving for?
  • AndyGuil wrote: »
    I think using previous accidents is a way of getting around the gender issue.

    Not really. 18 yr old male. 18 yr old female. 6 months driving a piece. Neither has had an accident. How will it help? Yet chances are the male will have a more expensive crash than the female.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    How do you prove the number of years they have been driving for?


    However you do it it will be flawed. many people pass a test than don't drive for years. But some people might drive five easy miles a week accident free, others might drive five hundred miles a week in difficult weather and complicated road layouts ..same amount of years.
  • chucknorris
    chucknorris Posts: 10,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am so glad that I haven't paid a lot into a private pension otherwise I find this really annoying.
    Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop
  • AndyGuil
    AndyGuil Posts: 1,668 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How do you prove the number of years they have been driving for?
    Exactly as they do now using the date you first obtained your license. I know it is flawed because people may not drive straight after passing, but most do. An alternative would be to use the number of years they have had car insurance for as the main or named driver.
  • pinkteapot
    pinkteapot Posts: 8,044 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Full thread on the insurance board brought out some crazies - https://forums.moneysavingexpert.com/discussion/3083132
  • The_Fox_3
    The_Fox_3 Posts: 299 Forumite
    MsHoarder wrote: »
    If men are better at something then they will usually pass more of the exams to get into that area and get more work done so have something which can be measured to be promoted on. The complaint is about different treatment for the same work (except for the very hard-core lobbyists, but we can't really take them into account).


    Ok, i dare say that many women pass all there written exams for jobs such as the police force, fireman, serving on the front line, jobs that involve hard physical labour etc etc etc
    But they will never be able to do some jobs that men can do better, and the same goes for some jobs women can do better,
  • AndyGuil wrote: »
    Exactly as they do now using the date you first obtained your license. I know it is flawed because people may not drive straight after passing, but most do. An alternative would be to use the number of years they have had car insurance for as the main or named driver.

    It is not on your license. Do the dvla keep it and give access to insurance companies then?
  • ninky_2
    ninky_2 Posts: 5,872 Forumite
    i think the ruling is fair and sensible. the current system penalises safe drivers who happen to be young males and rewards dangerous drivers who happen to be female and older based on nothing more than averages. well we are not 'averages' we are individuals. what will probably happen is that those who prove their inability to drive well with frequent accidents will pay an even bigger premium than they do now. insurance should be based on personal record not whether you belong to one gender or another. i speak as a woman and a feminist.
    Those who will not reason, are bigots, those who cannot, are fools, and those who dare not, are slaves. - Lord Byron
  • Niksan
    Niksan Posts: 309 Forumite
    When we all mutate into hermaphrodites, the world will start to make sense.

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