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Credit Card Debit - Court Order

Been in an DMP with Payplan for a few years, all going well apart from MBNA who have moved the debt on to a company called Hillesden (£4.5K). They have now issued a Court Order which I have 19 days to respond to. Payplan told me I should probably admit this but I am not so sure..... I can post the letter if required?

Any help pls? Should I phone nationaldebtline for a second opinion?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    The DMP companies/charities will always recommend you just admit to a debt and ask to pay in installments - might be worth a read of this - A Word Of Advice
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Thanks. Nationaldebtline suggested I should probably admit it but I really don't want these third party scumbags getting anything!!!

    Can anyone offer any advice? Should I challenge it and ask for the documentation (original agreement) to prove that entered into an agmt with MBNA in the first place?
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