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New mortgage - address problem?
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kerfuffle_2
Posts: 18 Forumite
Hi there
I'm thinking of getting back onto the property ladder, but I have a concern regarding my address for the last 12 months.
I sold a house I owned 12 months ago and moved into a houseshare where the rent is an 'all in' monthly payment. As a result, council tax is taken care of with all other bills.
I have transferred my bank, phone, car, work etc to this new address, but i'm concerned that because i'm not named on any bills, or the council tax, that im not technically recognised at this address.
I don't mind this, but will it be an issue when i come to try and get a mortgage? If so, what can I do?
thanks!
I'm thinking of getting back onto the property ladder, but I have a concern regarding my address for the last 12 months.
I sold a house I owned 12 months ago and moved into a houseshare where the rent is an 'all in' monthly payment. As a result, council tax is taken care of with all other bills.
I have transferred my bank, phone, car, work etc to this new address, but i'm concerned that because i'm not named on any bills, or the council tax, that im not technically recognised at this address.
I don't mind this, but will it be an issue when i come to try and get a mortgage? If so, what can I do?
thanks!
0
Comments
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Are you on the voters roll, that is the main thing, bank accounts registered there will also help.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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