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should we fix plese help

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ash11
ash11 Posts: 28 Forumite
in Mortgages & endowments
just wanted some advise we have been on the santender variable rate for about a year now which is 4.25 phoned them up the other day regarding any fixed deals and all they could offer us was
1 year fixed 4.29 - 500 arangement fee
2 year fixed 4.99 999 arangement fee

they cant offer us any longer fixed periods, my husbands salary is commision and basic and lat time when we took out mortgage they took a lot of the commision in to account not sure if they will now if we look to move lender we have a 240000 mortgage left

do you think we should fix or wait looking at figures we could afford payments up till intrest rates reach about 8 % so confused as to what to do any help would be much appreciated
thanks
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