will you cut up your cards?

Clarie_2

westlothian wrote: »

Clarie I dont quite have the motivation to do that yet but would LOVE to log on and delete. Might make me think when making a purchase if I have to take time to type the numbers in.

Go for it!
I've stuck post-it notes on ours as little reminders (helpful things like 'Don't use this one or I'LL KILL YOU' ) Maybe Martin's money mantra's 'Do you need it? Can you afford it? would be a more affirming way to do it tho!

katholicos

I cut mine up and cancelled the accounts....i think i had four different credit cards/store cards, maybe 5. I left myself with just one credit card but before i knew it i found myself buying because i thought i could keep it sensible. I should have known better and cut ALL the cards up though because the credit was soon run up to 1.5 thousand pounds....on 'just this' or 'just that'....sometimes i told myself i needed to keep it for food shopping, for emergencies etc...but the truth is that I needed to take control of my debts and my spending habits once and for all.

So eventually i cut up that card as well. Now i just have my current account with an overdraft, that I hope, is somewhere near being paid off once and for all. I don't envision a day when i will ever have savings to tell the truth, because i am on such a low income now, but i do now live frugally and dread to think where i would be if i was still kidding myself i could handle things. I've learned my lessons this time and i never want to be in debt ever again.

david_hellier

Get those scissors out.

Sharon87

I won't cut my credit card up, firstly I only got it last September, it's my only one and can be useful for large purchases. If I manage to get a cashack credit card I may cut it up once the balance is paid off or very low. I will always have 1 credit card, whether in use or not.

sickasachip13

I shredded all of ours in the paper shredder when we signed the DMP papers. It felt great.