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Branch or call centre?

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I've decided trying to speak with a human may stand me in better stead with Santander than just sending off a transfer of equity form - given your past experiences, would I be better off trying to speak with a mortgage advisor in branch rather than whoever answers the phone in a call centre?

Thanks

Comments

  • Wh05apk
    Wh05apk Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Branch, if only so you will have more time, and they can hopefully explain the process.requirements better.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • VT82
    VT82 Posts: 1,085 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You can try the branch, but where I work, they would just refer you to the call centre.
  • Wh05apk
    Wh05apk Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Years ago, I worked for Abbey, and these were a pain in the backside. but we still saw them, you are effectively taking on a new mortgage, so need "advice".

    Are you still tied into Abbey? if not combine it with a remortgage to another lender, and you will probably save money.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • hcb42
    hcb42 Posts: 5,962 Forumite
    I have just remortgaged and I used the call centre, got the paperwork through before I could have got an appt in branch.
  • Wh05apk wrote: »
    Years ago, I worked for Abbey, and these were a pain in the backside. but we still saw them, you are effectively taking on a new mortgage, so need "advice".

    Are you still tied into Abbey? if not combine it with a remortgage to another lender, and you will probably save money.



    I've got a tracker at 0.75 above base rate, so I don't want to lose this mortgage deal right now!
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