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Beware Cahoot Loan Closures
I had a loan with cahoot of approx £6000...i paid it up early,by asking for settlement figure online,which it gave me of £5272.18..and i proceeded to fulfill the loan there and then..this was sept 1st.
i got my bank statement confirming it had gone to them..all ok
Then in Oct i got a letter informing me of a missed payment!:eek: I HAVE NEVER DEFAULTED ON ANY PAYMENT EVER!!!..so i was mad..i called Cahoot they said no money had been received,off she went to check, then said its ok as it was in thier holding bank,all paid up i presumed,this was also confirmed.I mentioned that i DID NOT want any record of a missed payment going on my perfect credit score:A and i was assured it wouldnt...ill believe anything..in Nov whilst checking with Experian,i see a missed payment flag,so phoned Cahoot again and they said that the loan didnt get closed until Nov.just 1 day shy of another "missed payment".went ballistic at the poor sod i spoke to,and they and experian are now clearing it.
Lesson to learn always use experian and never believe a bank..:T
i got my bank statement confirming it had gone to them..all ok
Then in Oct i got a letter informing me of a missed payment!:eek: I HAVE NEVER DEFAULTED ON ANY PAYMENT EVER!!!..so i was mad..i called Cahoot they said no money had been received,off she went to check, then said its ok as it was in thier holding bank,all paid up i presumed,this was also confirmed.I mentioned that i DID NOT want any record of a missed payment going on my perfect credit score:A and i was assured it wouldnt...ill believe anything..in Nov whilst checking with Experian,i see a missed payment flag,so phoned Cahoot again and they said that the loan didnt get closed until Nov.just 1 day shy of another "missed payment".went ballistic at the poor sod i spoke to,and they and experian are now clearing it.
Lesson to learn always use experian and never believe a bank..:T
TO FINISH LAST, FIRST YOU HAVE TO FINISH....
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Comments
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and dont trust cahoot wither which seems to be a bit of a recurring theme
:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
TRUE...I DIDNT EVEN BELEIVE HIM WHEN HE ANSWERED PHONE SAYING"HELLO THIS IS WHOEVER IN COVENTRY,HOW CAN I HELP"?MORE LIKELY TO BE FLIPPIN INDIA !TO FINISH LAST, FIRST YOU HAVE TO FINISH....0
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