ccj threat with charges should i pay them?!

mr_boony

i have had a letter through from a debt company that i agreed to pay £50/month to for a gym memebrship that failed 3 direct debits. i tried to make my first payment on agreed date but they didnt accept my card. i couldnt send a cheque as i dont have a cheque book, so i have opened another bank account that comes with a visa debit card that will accept but this takes time to come through. in the mean time they sent a letter to say they are slapping me with a ccj BUT i can stop it if i pay up in full now (which i cant). they also put in a load of charges for solicitors, courts fees etc.

should i pay these court fees etc? i havent even been taken to court!!! my card is due to come through any day so i can pay my agreed payment.

Tixy

Have they sent court papers through for you to complete before they go to court to apply for a CCJ? or have they just said that the will or may take you to court and that would involve additional fees?

mr_boony

there have been no court papers just a letter that says they are procedding with it, and that they are adding solictors and court fees? they said they will stop proceedings IF i pay in full within 7 days?