F&F Figures

alona1

Hi Guys,

I thought it might be useful to share my F&F info for any of you ready to make the next step:

Barclaycard CC (inhouse) balance £2521 - F&F £1850
Halifax OD (Blair, Oliver, Scott DCA) balance £685 - F&F £486
Halifax CC (Blair, Oliver, Scott DCA) balance £1321 - F&F £915
Halifax Loan (Blair, Oliver, Scott DCA) balance £3178 - F&F £2273
MBNA CC (inhouse) balance £3724 - F&F £1866

Balance Total = £11429 - F&F's Total - £7390 - saving £4039!

I'm so excited to make these payments to clear this debt, even though I have to start from scratch - the worry will be gone! :T

sickasachip13

Absolutely brilliant Alona1. You must be so chuffed to be rid of them all :-)

sweed73

well done !, can I ask how you approached the creditors, did you ring first or write with an offer ?

alona1

sweed73 wrote: »

well done !, can I ask how you approached the creditors, did you ring first or write with an offer ?

I wrote to them a couple of times with offers and then spoke to them over the phone. Then got the offer in writing off them. It was alot easier to speak to them over the phone to get an idea of what they wanted, then to counter offer them in writing.