mackenzie hall advise

maximus999

Hi all,
I have taken advise from the guys on this site after i received a letter from mackenzie hall, i was told to write a letter under the credit agreement act which freezes the account until they provide me with certain information as i dont want to pay money to a company who i dont know even has the right to get money from me under the agreement which i defaulted.
I have wrote them 2 letters now which i sent recorded which they have signed for and received which i can prove, no information or a letter has been returned for a month.

The account which they are chasing up is my last piece of debt to welcome finance who i beleive have since gone under or into administration and i received a Default for 3 years ago.

I origanay set up a payment plan with them for £100 per month prior to sending the letters for other information, when the 28th of this month comes and i dont pay them the £100 can they place a ccj on my file or another default.

Thanks for any advise.
Ian

fermi

They can't place another default.

If theory if they haven't complied with the CCA request, then they shouldn't be able to get a CCJ. Though perhaps they might try? Unlikely with MH though.