The march 2011 br club

BaldEagle

Not too great at this end, I'm afraid. Can't divulge the details just in case it might identify me but I'm currently in an ongoing dispute with the OR over an issue which is stressing me out more than I was before.

SurreyLass1

Oh dear BaldEagle, really sorry to hear that.
Hope you come to a resolution asap.
x

BaldEagle

5 months in. Still hoping to get released early on good behaviour...

counting4christmas

Hello everyone

Not been on here for so long, its amazing how much time you have for other things once you stop to worry about your debts.

It's that time for some of us where if yOu didn't get ED it's coming up to AD. I've done my full 12 months so far, didn't get ED as I have an IPA in place. Although my circumstances have now changed, if my changes go through before my AD and I'm left without an IPA - do I still need to inform them of any changes for the next 2 years?

C4C

IF

counting4christmas wrote: »

Hello everyone

Not been on here for so long, its amazing how much time you have for other things once you stop to worry about your debts.

It's that time for some of us where if yOu didn't get ED it's coming up to AD. I've done my full 12 months so far, didn't get ED as I have an IPA in place. Although my circumstances have now changed, if my changes go through before my AD and I'm left without an IPA - do I still need to inform them of any changes for the next 2 years?

C4C

Hi C4C, It depends on the wording of your IPA agreement.

fermi wrote: »

For reference, to the best of my knowledge, these are the two different wordings.

Old wording.

Until I am discharged from bankruptcy, I shall notify the Official Receiver or other trustee of any increase in my income within 21 days of becoming aware of the increase. I understand that the official receiver or trustee may claim any increase in income for the benefit of my creditors. I acknowledge that my obligation to make payments under this agreement does not end when I am discharged from bankruptcy and that failure to make payments can affect the date upon which I am discharged.

New wording.

Until the end of the term of this agreement I shall notify the Official Receiver or other trustee of any increase in income within 21 days of becoming aware of the increase. I understand that the Official Receiver or trustee may claim any increase in income for the benefit of my creditors. I acknowledge that my obligation to make payments under this agreement does not end when I am discharged from bankruptcy and that failure to make payments can affect the date upon which I am discharged.

Hope that helps.

Best wishes
If...x