Self administered DMP help!!

CherryDrop

Hi everyone!

I am a relative newbie on this site but I have been lurking around the DFW boards for quite some time now! I love reading everybodies journies on their diaries and the advice given on here has been invaluable to me.

I'll give you some quick info about me, if you are interested at all! I have recently started my own self administered DMP with the help of the CCCS. I am not in a huge amount of debt, but it has been hanging around me for quite some time and i'd really really like to get it out of my hair or the majority out of it before my wedding in July.

As soon as I learn how to make a signature I will post the full figures of my debt, but altogether it amounts to around £3000.

Now, I have made all of my first payments to all of my creditors in the past month and I have received two letters in the past 2 days. One from Littlewoods and one from Moorcroft (they bought my debt from o2 last year and have been struggling with them for quite some time now!) I made a payment to Littlewoods of £128 on 07/02/2011 but they are saying I have to make a payment of £179 and that they will not accept my offer of repayment. Before I go bounding in there with a long letter of my complaining, I was wondering if there was a standard letter I could send to both companies stating that I have already informed them of my financial status, along with the SOA I created with the CCCS and that is all I will be paying them. Moorcroft have also sent a letter saying they haven't received my first payment to them which I paid on Friday just gone (18th) on the day it was due. It is on my bank statement as paid, do you think this is just a letter sent in error (as Moorcroft have done to me so many times!!) Or do you think I should send them an email too?

If you've read this far, thank you so much!

I look forward to getting to know some of you a little better!

xx

jwil

Welcome to the site cherrydrop, sorry I can be of no assistance regarding the DMP, but hope you manage to get it sorted.

Someone in the know will be along soon!

Clarie_2

Just bouncing this up so someone with DMP experience can help! And welcome :-)

Jinx

Hi Cherrydrop

Regardless of what you write, the debt collection agencies will still send you a multitude of letters. Stick to your payment plan and if you wish to rewrite to them saying you have told them what you can afford and you will be sticking with this.

They may never agree to the payments you are making but will certainly accept them! After I had been doing my DMP for a little while I realised not every letter needs a response, an update every 6 months or at a change in circumstances or as a debt is sold on is fine. All communications in writing, by recorded delivery. They'll soon get the message but the letters will keep coming!

good luck x

CherryDrop

Thanks guys I'll just leave it and carry on with my payments, hopefully I won't get a scary court letter!!

Xx