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firstinloans.co.uk

hi
Please could someone tell me more about this company,i had a call off them offering me a loan, but they wanted the 1st payment up front, no paper work,a email was sent with no headed paper, there company has no reg number, i know what i think but has anyone else dealt with them and if its a con how to i report this. cheers
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  • Browntoa
    Browntoa Posts: 49,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have my concerns about the web site

    poor english :-

    First in loans is the best way by which the people of UK can avail the debt easily. We have maintained the regularity in providing loans information to the people and have been progressively increasing to become a leader in the finance industry. We aim to offer several kinds of liabilities by taking care of all your needs and desires. We also provide these debts at reasonable rates. By comfort of your own home, you can apply for any of the loan facility by filling an easy online application form through our website.

    With the help of this application form facility, the borrowers can apply to hundreds of lenders and can gain numerous offers. The complete process takes very short time for the approval. Our major target is to satisfy the customers by arranging liabilities to them, so that they can easily meet the every day needs. The individuals can avail vast advantages of bad credit loans, unsecured loans, debt management, unsecured tenant loans, personal loans, payday loans and IVA (individual voluntary agreement) from our web portal.
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  • Browntoa
    Browntoa Posts: 49,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    and a quick registration cheeck on the web address shows its registered in Delhi and not the UK

    AVOID
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  • tonycottee
    tonycottee Posts: 1,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My favourite bit from their site:

    Wedding Loans

    Wedding is the especial occasion of lifetime. Everyone dream of getting married like prince and princess. But to make it happen is not so easy. To fulfill your dreams now financial market come up with suitable funding option known as wedding loans. This financial assistance will let you to accomplish of throwing big bash at your D-day. Now you can implement your plan into action with the support of this monetary facility. Wedding affair has now even become a thing to show of personal economic strength for many individual and to support their wish wedding loan could provide consistent cash.
  • Browntoa
    Browntoa Posts: 49,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    and this made me laugh !!!

    Privacy And Policy



    At the time of using this site or availing its products and services or filling an online application forms or any questionnaire, the First in Loans and its colleagues can use the personal information of the applicants anytime in a secret manner


    AND (should be REVEAL)

    The patrons shall not unveil to any other person in any manner whatsoever or any information related to First in Loans or its members
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  • thanks for all your help, is there anyway we can stop companys doing this. also are there any good companys where i can get a loan that does not cost the earth. yes i do have a bad rating
  • fulham.fc wrote: »
    good companys where i can get a loan that does not cost the earth. yes i do have a bad rating

    In short...... No. Not with a bad credit history these days my friend. Try your bank as they know how you use your money but if they say no then it is likely every one else will say no. Sorry. Have a good ebay de clutter? I made 350 quid just by selling sh@t that had been lying around for ages. Good luck
    Fleet Air Arm - 800 NAS - *Nunquam Non Paratus*
    Showing the 'Crabs' how its done for over a hundred years!
    Tesco loan, £4,000 over 3 years - £138 p/m
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  • Apples2
    Apples2 Posts: 6,442 Forumite
    fulham.fc wrote: »
    , is there anyway we can stop companys doing this.
    The scammers are doing quite a good job themselves, "No paper work, email was sent with no headed paper, there company has no reg number" also hysterical Terms and Conditions.

    With all that going on it's an absolute MIRACLE anyone would fall for it.
    fulham.fc wrote: »
    also are there any good companys where i can get a loan that does not cost the earth. yes i do have a bad rating
    The problem is that we all have credit histories, all the lenders know that someone with a bad credit history has borrowed and not repaid in the past. This obviously turns off any of the good lenders.

    Try a credit Union for a small amount but by not repaying in the past, you have made yourself an unacceptable risk so any loan you are offered will cost the Earth.
  • Apples2 wrote: »
    The scammers are doing quite a good job themselves, "No paper work, email was sent with no headed paper, there company has no reg number" also hysterical Terms and Conditions.

    With all that going on it's an absolute MIRACLE anyone would fall for it.


    The problem is that we all have credit histories, all the lenders know that someone with a bad credit history has borrowed and not repaid in the past. This obviously turns off any of the good lenders.

    Try a credit Union for a small amount but by not repaying in the past, you have made yourself an unacceptable risk so any loan you are offered will cost the Earth.

    i did replay them just late twice and have been paying off all of my cards for over a year without missing a date. but get ya point and thanks for your help.
  • I have just made enquiries about a car loan with known and registered lenders and got turned down, then out of the blue this company contacts me, offers me more than I originally wanted to borrow, at rates less than most high street banks, all I needed to do was to go to a particular spar shop and purchase a voucher for £250, then their rep would visit my home with the cash!! and exchange it for the voucher.

    Now that was too good to be true, one problem, they did not have my address, and I don't know wher they got my email and mobile number from, could guess because I forgot to tick the box at the end of the original application.

    I suggest if you suspect a site is dodgy contact [EMAIL="email@actionfraud.org.uk"]email@actionfraud.org.uk[/EMAIL], its a police / government site, better still have a look at the site its full of good info.
  • Apples2
    Apples2 Posts: 6,442 Forumite
    I don't think it sounds too good to be true.....

    It sounds too ridiculous to be.true.
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