all you people

lucyloo12

all seem so very nice and understanding, i have hidden what seems with reading many here quite a small debt in comparrason to many. i just feel so bloody stupid about fiqures and percentages and i almost took an offer from dpm i think they were called untill i read the forum here. i seem to not be able to organise priority debts, i pay 20 for tv licence and i think in my head thats ok i paid it, yet i ignore the credit card that week due to the licence and so on it goes, feel so dumb and stupid. im so very sorry for so many posts today just no idea what i am doing, i hope the debt ni place letter i have to send off works, its the constant calls and letters to my home, thankfully in NI we dont have ballifs it seems so unfair in a way due ti so many having owed thousands of pounds that they also hound people for it and always familys who cannot afford it all never mind the stress, thanks for all who have answered so far. x

dollybeads

Thats the beauty of this site, everyone here for everyone else, most of whom have been there and can offer very practical advice,

hang in there it gets better day by day dolly x

Decluttering

lucyloo12 wrote: »

im so very sorry for so many posts today just no idea what i am doing

Don't be sorry, the people on here are all really supportive and, having been in the same position, may be able to give you some suggestions of how you can take control of your situation that you haven't thought of yet.

It sounds to me like you've had your LBM (Lightbulb Moment) and you've found the right place to vent your feelings It might take a while to get used to the various abbreviations but it may start to feel like a second home. The Debt Free Wannabe section is my favourite on here, everyone is so friendly and welcoming. It's the one I visit the most, despite not being in debt!

dollybeads

Hi lucyloo have you seen the DFW dictionary? I think Tixy has posted a link to it on here.

Hope it helps Dolly x

lucyloo12

Decluttering wrote: »

Don't be sorry, the people on here are all really supportive and, having been in the same position, may be able to give you some suggestions of how you can take control of your situation that you haven't thought of yet.

It sounds to me like you've had your LBM (Lightbulb Moment) and you've found the right place to vent your feelings

dont get me started or i be here all day lol

seriously though i knew about this site just ignored my debt untill i got letters etc, my bag is full with them ( hidden) i will try tomorrow to do the soa thing i did with debtni, trying to work out clothes etc is hard, companys seem to sell the debts very fast, then ya start again and again

lucyloo12

dollybeads wrote: »

Hi lucyloo have you seen the DFW dictionary? I think Tixy has posted a link to it on here.

Hope it helps Dolly x

got it and thankd them