Inspiration please?.....

MiaowMiaow

Hi,

I have been in debt for a long while now
credit cards £6500
loan £5000
Overdraft £2500
Only last year did I swallow my pride and tell someone - I have kept it a secret since I was 21 (I'm now 29)


I am currently off work with depression, partly to do with the money but mainly other personal problems.:(

I keep trying to deal with my debt but I seem to have no will power. I will do well for so long and then feel so down I'll buy myself something to cheer myself up and it is a vicious circle.

Does anyone have any tips on staying focused or for inspiration?

I real want to nail this debt for good and get a plan in place.

Thanks x

ellesbellesxxx

Hi!
Take comfort in the fact that you are not alone...What works for me is having system where if I am doing well with saving etc I can have a small treat... Think of the light at the end of the tunnel... the feeling of buying something you can afford.
If you put up your SOA (Sticky on main forum) we can advise you what to start doing... and how to overhaul your finances to make money. You can do this x

Catslovelycats

would it help you to join in some of the challenges on the forum?
there are different ones and it might help you 'meet' like-minded people and get more helpful advice

MiaowMiaow

thankyou for your replies :-)
what is SOA?
thanks x

MiaowMiaow

ellesbellesxxx wrote: »

Hi!
Take comfort in the fact that you are not alone...What works for me is having system where if I am doing well with saving etc I can have a small treat... Think of the light at the end of the tunnel... the feeling of buying something you can afford.
If you put up your SOA (Sticky on main forum) we can advise you what to start doing... and how to overhaul your finances to make money. You can do this x

i've discovered the SOA and will post mine for help
thanks

ellesbellesxxx

Great! Will look later x