CSA1 Calculation Query

Shroom82

Hello,

My partner (NRP CSA1) currently pays csa for his son. He is being reassessed and the payments have rocketed, however we now have a daughter together, and this hasn't been taken in to consideration. We are also in the process of buying a house and I was wondering how all our outgoings might affect the CSA payments? I am a SAHM, so there is no income on my behalf to take in to consideration, although I believe whereas at the moment I claim CTC as we don't live together, this will need to be transferred in to his name and this will then be taken in to the calculation. Is that right?

I'm quite nervous about it all, as if the payments are to stay the same, we won't be able to afford a house, or the rent for that matter on our current house.

Any help would be appreciated.

Countrymummy

Hi, I'm a bit new to all of this myself but from what I could understand on the old rules is the fact that they work out an assessable income from which they calculate the figure. So from your husbands nett income (including tax credits) the exempt income would be income support allowances for you both and your child, housing costs (mortgage and council tax) and pension. Any money left over after these deductions have been made I believe is assessable e.g. this is the amount from which they work out the child maintenance figure. I think they take 50p from every £ of this until they reach the maintenance figure they believe the child requires and then 15p in every £ thereafter. I'm trying to find out exactly how much the income support allowances are as they are integral in trying to calculate it. The fact that you are renting should still mean that you would get housing exemption as once you have a child they do seem to understand (on old rules at least) that you have an obligation to house them. Sorry it's all a bit vague, I too am trying to find out more info. I want to be best prepared so that when that calculation comes through the post I don't pass out. I've lost over half a stone in the last 2 weeks with worry over all of this:eek:

Fission

Countrymummy wrote: »

the exempt income would be income support allowances for you both and your child, housing costs (mortgage and council tax) and pension.

exempt income doesnt include partner or council tax or pension contributions. Pensions are only used to calculate net income.

kelloggs36

If you don't live together, that is why there is no allowance for your child. When you live together, he will get £57.57 per week plus £17.50 as allowances to offset against his net income - so if he earns £300 per week, instead of having just his personal allowance and housing costs, he will now get his personal allowance, child allowance, family premium and housing costs. What is left is then halved. This is his Notional Assessment. f you don't work, then the assessment may drop as there will be a higher personal allowance in the protected income as you will be given the couple rate for income support, child allowance, family premium, council tax, housing costs (interest only or rent) and £30. Add all that together and take away from the net income of the NRP plus any tax creits and child benefit. Calculate 15% of this, and add it to the amount of allowances. This is your protected income. If the amount of his notional assessment taken away from the household income leaves you with the protected income or more, then he pays this amount - if it leaves you with less, you pay the amount which would leave you with the protected income - which could be nil.