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credit score

Hi have an appointment at the cab on monday and I want to list every single bit of debt I have, although i know more or less what I owe I would like to search my credit report 2 c if theres anything I have forgot about over the years. whats the best way to do this quickly and is it just one of the sites I use? i seen somewhere that there is 3 different sites.
cheers.
one step at a time....

Comments

  • united66
    united66 Posts: 257 Forumite
    Hi have an appointment at the cab on monday and I want to list every single bit of debt I have, although i know more or less what I owe I would like to search my credit report 2 c if theres anything I have forgot about over the years. whats the best way to do this quickly and is it just one of the sites I use? i seen somewhere that there is 3 different sites.
    cheers.

    Hi bens mum.

    You can order your Statutory credit reports from the 3 main CRA's by going to the following links:

    https://www.experian.co.uk/consumer/statutory-report.html (EXPERIAN)
    https://www.equifax.co.uk/Products/credit/statutory-report.html (EQUIFAX)
    https://www.callcredit.co.uk/consumer-solutions/your-credit-report (Call credit)

    Each report costs £2 each and if you order them all today you should get them all within 7 working days.

    Hope this helps
    Regards
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • Thanx united66.
    For some reason I thot you coulddo this all online now and straight away. Dont know what made me think that. I may aswell just go for it and tell the cab what I think I owe on mon and tell them I will update this as soon as I get reports.
    cheers!
    one step at a time....
  • united66
    united66 Posts: 257 Forumite
    Thanx united66.
    For some reason I thot you coulddo this all online now and straight away. Dont know what made me think that. I may aswell just go for it and tell the cab what I think I owe on mon and tell them I will update this as soon as I get reports.
    cheers!

    When you order each report from the CRA's you will get a link and a passcode to download your credit reports online.
    You can view your reports for each CRA online straight away but this is based on a few things:

    - If they can verify your identity immediately.
    - You will have to start a monthly subscription for each CRA which will cost you a lot more. (Experian do offer 30 days for free as long as you cancel before the 30 days are up you won't be charged with them)

    Glad to be of help.
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • RedTulip
    RedTulip Posts: 103 Forumite
    I got mine last week.... You can get the £2 Experian report instantly online, or posted to you. The £2 Equifax one is only available online (ie they won't post it to you) but you can just print it. Not sure on callcredit as when I tried to order mine on Thursday it kept crashing
    Here to offer help and advice, and maybe take a little in return.

    Whilst I am happy to share my knowledge, I am in no way a professional... I can not therefore accept responsibility for inaccurate info, I ask that you take professional advice rather than rely totally the info provided by myself :beer:
  • cheersred tulip, just seen my exprian report online...wish I hadnt lol! will check equifax now...scared...lol x
    one step at a time....
  • RedTulip
    RedTulip Posts: 103 Forumite
    no problem, good luck for Monday x
    Here to offer help and advice, and maybe take a little in return.

    Whilst I am happy to share my knowledge, I am in no way a professional... I can not therefore accept responsibility for inaccurate info, I ask that you take professional advice rather than rely totally the info provided by myself :beer:
  • I was going to say do this through Quidco and you get cashback - 25 for experian, 5 for equifax!
    :rotfl:
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