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harry7075 Posts: 261 Forumite

17 February 2011 at 5:29PM in Debt free diaries

Had the infamous lightbulb moment on Wednesday, 16/02/11.

We have lots of unsecured debt. Loans, credit cards, overdraft then the odds and sods that mount up to £36k approximately. Just wondering if we can do it and get debt free.

I'm going to break it down in stages overdraft first then credit cards then look at the loans. We are just about keeping a float at the moment. Haven't missed a payment but we are realistic to know it could and probably will happen.

Going to work out a budget tonight and stick to it.

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