Help! Sole Trader Mortgage - take income after TAX?

rozbra

Also just found a helpful page on money made clear website.

"Mortgage lenders have in the past offered to lend a sum based on a multiple of your salary (before tax).

Recently it has become more common for lenders to make an affordability assessment when calculating how much they are prepared to lend you. Each lender will have its own method, but generally they will all try to calculate your disposable income, taking account of:
your total income;any credit commitment such as loans and credit cards; and household bills and living expenses."


So that makes sense doesn't it as the tax would be taken off to leave a figure for disposable income.
I think issues is resolved - thank you!