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Paying off all outstanding debts - need to check I've got them all!!!

I'm in a situation having finally sold my house where I can accept the settlement figures I'm being offered by my creditors.
I think I've got them all covered but am concerned that I may have missed those that were joint debts with my ex and he has the paperwork for them.
I've requested my credit record from experian but these are not highlighting any of the debts over 6 years old even though I've been paying them.
Is there any way of finding out all of my debts / creditors from the last 10 years?
Thanks for any advice.

Comments

  • mdr86
    mdr86 Posts: 104 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I'm not aware of any way other that checking credit files. Probably a good idea to check all three though!
    If you've been paying back debts over 6 years old, shouldn't the repayments go on the credit file, even if the original debt is no longer on there? That may just be me misunderstanding credit files, hopefully someone else will confirm this one way or the other.
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As mentioned if a debt is still being paid it should be on your credit file.

    It is worth geting a report from the other 2 just be be sure.
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • Thanks both.
    I'll order the reports from the other 2 companies & see what I find as the payments are definately not on the experian report!
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