Q about missed payment markers

mrsb83_2

I missed some payments on low balance credit accounts between 2008 and 2010.

The late payments were on accounts with no more than £200 balance. I missed single payments on 3 accounts (one credit card and two catalogues), and three months in a row on the two catalogues. All the accounts are now settled.

How long will this continue to impact my credit worthiness? Is it 6 years? I have looked at my Exquifax report and everything else is good.

I have never missed a mortgage or loan payment.

Tixy

Experian keeps payment markers for 3years but I think equifax is 6years.

However the impact of them dimishes the older they get.

mrsb83_2

Tixy wrote: »

However the impact of them dimishes the older they get.

I'd assumed this. It wouldn't seem right that they'd have as much of an effect as a default.