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Q about missed payment markers
mrsb83_2
Posts: 914 Forumite
I missed some payments on low balance credit accounts between 2008 and 2010.
The late payments were on accounts with no more than £200 balance. I missed single payments on 3 accounts (one credit card and two catalogues), and three months in a row on the two catalogues. All the accounts are now settled.
How long will this continue to impact my credit worthiness? Is it 6 years? I have looked at my Exquifax report and everything else is good.
I have never missed a mortgage or loan payment.
The late payments were on accounts with no more than £200 balance. I missed single payments on 3 accounts (one credit card and two catalogues), and three months in a row on the two catalogues. All the accounts are now settled.
How long will this continue to impact my credit worthiness? Is it 6 years? I have looked at my Exquifax report and everything else is good.
I have never missed a mortgage or loan payment.
Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
0
Comments
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Experian keeps payment markers for 3years but I think equifax is 6years.
However the impact of them dimishes the older they get.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
However the impact of them dimishes the older they get.
I'd assumed this. It wouldn't seem right that they'd have as much of an effect as a default.Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£3100
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