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Six months on my progress on dmp

learntthehardway_2
Posts: 54 Forumite
Hi all, just wanted to post how I've been getting on doing my DMP, I currently pay £605 to C.C.C.S ON A £66,000 DEBT:eek: I came on here in dire straights and felt so alone/desperate...feeling ill all the time. That feeling is comming back as the job i do my hours are being cut and I live to the wire now. Do people out there still feel alone on DMP in a twilight world, Im part of a family/society but feel like I live on the outside and put a facade on my face everyday, I have come through a lot in my life and these debts are mine and determined to pay them back but it doesn't make it any easier of this deep depression I have, I fear being ill, if I was ill/ lost my job my world would implode...lose everything. I have marveled at how resoureful I've become, cutting everything down to the bone eg...shop at different shops to find bargains/ stopped smoking/drinking/got rid of car/no holidays/recycle furniture/sew/knit/home baking/started growing my own veg....etc........etc.why didn't i do all that before??? Ijust wonder now where canI find the money to carry on paying these debts off with cuts in my work hours....I want to have light at the end of the tunnel.....Im 53 now take me 10 years pay off debts if my hours cut I'll be in my old age.....and now friends telling me their in terrible debt....(I tell them phone C.C.C.S)..surrounded by people who I cant really cope with as Im finding it all so depressing coping on my own. I have my mother (78) living with me and my partner (disabled) son (17) and they all rely on me and with working all hours I can its hard. Is there a positive note?? yes paying off my debts but feel just like a robot.....not a woman no more.....lost that feeling Im worth anything. I come on here a lot read other people's problems and feel how hard/brave people are in tackling their debts/amazing.:j Well going now start the treadmill over again, thanks if you read this, it was more for my benefit and good luck to us all on DMP.
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Comments
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Hi
You are so right its hard I think to admit being in debt I know I was so ashamed and still not told many people I do some times feel all alone and the stresses of trying to sort the DMP and learning to budget take their toll.
But I think posting on here helps, you always get a response and can sound off utter waffle if you like
The one thing I learnt is that money is not everthing it can own you and break you if you let it.
Or you can fight it head on and pay it back any shape or form which is what you and I are doing knowing one day we will be DEBT FREE !!0 -
i have just joined this forum today, have been trailing it for months now but not had the nerve to start this journey into the unknown. I am in the same situation as alot of people on here and i do feel im not alone when i read the stories on here, it gives me hope that i can get out of the mess im in just have to take the step, so well done for what you are doing.0
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