Tuesday 15th February - What small DFW things will you be doing today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Gooooood morning lovely people...how are you all? Up a bit earlier for me...woke up and thought no point going back to sleep ofr 20mins, so am starting the day feeling quite organised as I won't be rushing:D So, time to enjoy a cuppa and pootle on here before the girls get up - bliss:rotfl:

Ok, better get on with it - here's my list:

• check banking
• check Onepoll
• meal from plan tonight - chicken curry
• take meat out of freezer for dinner
• free cuppas at work
• lunch from home
• heating off during the day
• washing off airer and put away
• read paper online
• change in jar - must count out how much is there:p
• NSD
• Sparkle - do not forget:T

Ok, that's all my early morning brain can think of:)
Have a great, sparkly day everyone:A

stitching_witch

Morning pixie, and thanks for getting us going so early! I'm off to do an hour's overtime before the main day begins so an early start for me too.


So far I have:

• checked banking
• checked for surveys
• made lunch to take to work
• boxed up half a dozen eggs for a customer
• hung washing on airer - not used TD for 10 months now

I will also:

• feed and water chickens
• get paid for the eggs
• do an hour's overtime before and after work = 2 hrs per day = 10 hrs per week
• charge mobile at work
• knit at lunchtime to avoid the shops
• use work's coffee and milk
• bring my jar of coffee home now work provide decaff
• get DH to paint toilet room - bathroom looks amazing!
• all meals from stores
• have an NSD - 4th in a row

That's my Tuesday folks. It's pouring with rain here, but I'm looking forward to my day - hope yours is a good one. stitchy x

Lottebear

Good Morning

- [STRIKE]Got the denist this morning[/STRIKE], I will send my Health insurance claim form off today. £23.50 Bill sent off
- Pack house clearance stuff. Can only take one load so need to sort it in priority order.
- Help mum move boxes to new house
- Drive home this afternoon
- Quidco money has paid waiting to arrive in my account.

Also

Got 7 cards for £1 in town :T
and 2 packs of Dishwasher tablets for £5 instead of £3.50 each

stitching_witch

Oh littlekel - if you're reading this before you set off, good luck for your AAT exam this morning. I only took foundation level and that was scary enough. x

cattyboo

Morning all :j

Today I will:

- [STRIKE]HM smoothie + HM muesli for brekkie, really must lose weight, cheap-o supermarket clothes shopping last night was an eye opener, I've gone up a dress size :doh: and the changing room mirror doesn't lie either :eek:[/STRIKE]
- [STRIKE]check bank (groan) [/STRIKE]
- [STRIKE]take lunch and snacks into work[/STRIKE]
- [STRIKE]LSD- run out of toothpaste & painkillers so need to get some more[/STRIKE]
- [STRIKE]dinner from stores/freezer[/STRIKE]
- [STRIKE]swimming/gym, haven't decided yet but I'm definitely going to do something exercisey![/STRIKE] And feel sooo much better for it!
- [STRIKE]try and stay positive at work[/STRIKE]
- [STRIKE]clean kitchen[/STRIKE]
- [STRIKE]file away paperwork[/STRIKE]
- [STRIKE]post ebay sale :T and keep an eye on other listings[/STRIKE]

Hope you all have a good day,

Love C xx :grinheart

nickynoo08

Good morning everyone,

never got round to meal planning yesterday i let OH sort tea so he went to the shop and bought pizza! Twas yummy tho:p Well b&m never had much, i wanted to get some cushions and some photo frames but they didnt have what i wanted. Typical! Anyhoo after we got back i decided i was gonna tackle our bedroom - moved draws around to make way for matching ones i'm getting free from my mum and painted my walls. Also got rid of a bag of rubbish and found some clothes to charity, so all in all a productive day. Still need to do a few more things but its almost sorted after 4yrs:o

So today i have/will do......

checked bank
checked emails - quidco money on its way
check for surveys
done daily clicks
we're at the dentist too this morning so will go early so can park for free
need to do a few more bits in our bedroom. I wanted new built in wardrobes till i saw how much they were gonna cost (we live in victorian terrace so vv high celings!) so have done a bit of browsing and have seen some lovely panel blinds that will look just as nice from ikea. Total cost for panel blinds - £50 saving around £600! Just need to convince OH to take me there now;)
need to hoover and whizz round with duster
might if i get the chance make a start on bathroom. That needs painting too - oh and order storage unit for bathroom too while i'm thinking about it.

Think thats me for today
Enjoy your day everyone

PurpleFairy26

Morninh All:)

List for today:

Reduce one of my DD by £10 as in credit
Call really unhelpful builder again about my outstanding guarantee - only been 11 months. May be threaten further action if no joy :mad:
Bread already cooking in BM
First lot of washing out and just about to go on airer
take some returns back to next
take some time of heating timer to reduce amount heating is on
move some money around from other accounts
put passport details on holiday booking
Lunch from stores using left overs

Think that's about all, have a good day everyone :j

Rock_Cakes

Morning all :wave:

Thanks to Pixie for starting us off. I little bit overcast here today . . . .

Today I will:
Check my bank balances
Check surveys
Have homemade lunch
Homemade dinner - veggie chilli, yum yum
Make soup for the rest of the week
Do daily clicks - must do these!
Declutter - will it ever end?
Take the plunge and apply for the course which might allow me to do my uni course

Have a great day everyone
xx

Pernicious

Morning all,

Merry Tuesday!

It's our 2 year anniversary today so myself & hubby to be will (hopefully) be going out for dinner, but will be a bit MSE about it & go somewhere using the free tastecard we got, or a pub that has a good deal on at the moment.

Today I have/will:-

• [STRIKE]Charge phone at work [/STRIKE]
• [STRIKE]Food brought in from home [/STRIKE]
• [STRIKE]Make use of free coffee/water at work [/STRIKE]
• [STRIKE]Heating off during working day [/STRIKE]
• [STRIKE]Try & find a few more cheap but nice bits for my friends hen do[/STRIKE] Tried & failed...
• [STRIKE]Log calories on free app[/STRIKE]
• Log expenditure on free app
• [STRIKE]Check ebay, got a few extra watchers now but nothing great[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Put away clean washing
• Special offer/tastecard for dinner out, may skip the wine too & open one at home instead
• Find out how much we need as a deposit to book our wedding venue! - Not heard back from her still

Have a great, moneysaving day everyone x

Pernicious

Just caught up on yesterday's thread:-

Snoop - Thank you for your kind words I wish everyone understood you can only do your best, not magic up an extra set of arms & another brain to do 2 people's jobs in the time of 1!

Littlekel - Good luck with your exam!

Amara

Hello!
Today, I've:
-started a dishwasher
-checked my emails
-checked online banking
-made an appoitment with dentist 6th of April
I will:
-call abut my adverts
-go to my three customers
-go to sister-in-law for a tea
-perhabs chat a bit on tarot line, every penny helps
See you soon!