We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Buying a car - finance etiquette?!

2»

Comments

  • lawrie28
    lawrie28 Posts: 2,666 Forumite
    Xmas Saver!
    The finance paperwork is none commital until the finance is paid out - so get in touch with the finance company and tell them you have cancelled the car if the garage give you any trouble.

    You will get a better deal through a personal loan or a seperate HP provider as the garage will be earning a commision from the finance company for sourcing the deal- this will normally be a %age of the amount lent. So if you borrow 10k, and the garage take 3%, they will get £300 for doing the finance. As the rate increases, so will there commission %age!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.