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Monday 14th February - What small DFW things will you be doing today?!

pixiechick99
Posts: 3,730 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Goooood morning everyone -hope you had a fab weekend:T Happy Valentine's day if you are interested (I'm not:rotfl:)
I didn't get up to much at the weekend, but had a good rest and got some housework done. Had a trip to town with one daughter yesterday and didn't spent too much, that's quite a feat when I take one of the girls shopping;)
So - another sparkly week is upon us...then it's half term. Must get some Uni work done this week.
Ok, here's my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Goooood morning everyone -hope you had a fab weekend:T Happy Valentine's day if you are interested (I'm not:rotfl:)
I didn't get up to much at the weekend, but had a good rest and got some housework done. Had a trip to town with one daughter yesterday and didn't spent too much, that's quite a feat when I take one of the girls shopping;)
So - another sparkly week is upon us...then it's half term. Must get some Uni work done this week.
Ok, here's my list:
- check banking
- check Onepoll
- packed lunch for dd2
- packed up dd2's ingredients for cookery
- free cuppas at work
- lunch from home
- meal from plan tonight - quesadillas and HM wedges - chicken was cooked yesterday
- heating off all day.
- hoover downstairs
- dry washing off airer and up to airing cupboard
- drink water and eat fruit
- NSD
I really need to sort out a new signature!
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Comments
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Morning Milly and to those that follow
Happy Valentines Day Everyone!!
OH has mondays off but i am off to workBoooo
Will come home later to cook him a 3 course meal though
Today
Update spends
Check banking
Walk to Mr T's at lunch to get bits i need
Send ebay item. Put it buy it now at 10.30 last night and it sold at midnight..perhaps i did it a bit cheap
Walk to work in the rain
Go through my notes - exam tomorrow!!!! :eek:
Lunch from stores
OH to do housework while i work
Makes lunches and do homework with kids for tomorrow
Carry on reading Pride and Prejudice!
Sort some wedding bits
Finished my 1000 piece puzzle yesterday! Sooooooooo pleased!
Will pop back on later xOrange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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Morning All
HAPPY MONDAY TO YOU ALL!!!
Pixie, thanks for starting the thread
Today I have/will
• Checked online banking – had tp withdraw spending money for the week
• Breakfast and dinner from storecupboard
• Used rail-pass to get to work
• weight)
• Took vits and pills
• Work really hard at work as there is loads to do
• Drink 1.5L of water at work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
Have a great day everyone
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Good Morning - I am on Holiday !!!!!!!!!:beer:
- Off to the Gym
- Turned Heating and Hot water off, will have a shower at the gym
- Driving down to see family and get the car packed as we are going to take house clearance stuff up to my new house.
- LSD or NSD might need fuel and something for dinner?
- Checked online banking - All is OK0 -
Morning
Working this morning so phone charging up here...
Checked emails
Done daily spins
Cooking valentine's meal for tonight
Watching Rom Com
Have a great day0 -
Morning! Happy Valentine's day to all :lovethoug
Today I will:
- [STRIKE]Check bank[/STRIKE]
- [STRIKE]Check topcashback[/STRIKE] £38.36 confirmed and slowly making its way to me, woohoo! :T
- [STRIKE]Take lunch and snacks into work[/STRIKE]
- M[STRIKE]ust must MUST get meter reading to E-on today so they can take over our account and make our bills lots cheaper, hurrah![/STRIKE]
- [STRIKE]Store cupboard/freezer meal for dinner[/STRIKE]
- [STRIKE]Got to go to Asda tonight to get some clotheshate clothes shopping and don't want to spend too much but I've only got 2 pairs of trousers and one of them has ripped...things are getting desperate![/STRIKE]
- [STRIKE]put laundry away[/STRIKE]
- [STRIKE]nice quiet night in with the OH and an early night[/STRIKE]
Have a fabulous day everyone
Love C xx :smileyhea:heartpuls "A wise man should have money in his head, but not in his heart" -Jonathon Swift :heartpuls:beer:0 -
Good morning everyone. It's Monday and I'm feeling good! The senior boss is in Australasia for 5 weeks and the junior partner is climbing Kilimanjaro this week so a peaceful week at work! Peaceful but busy as we have to manually transfer 2000 clients onto a new computer system and I'm in charge of it :eek: Plenty of overtime for the next five weeks though
So far today I have:- had a quick bath early enough for water to reheat on Economy 7
- fed and watered the chickens
- made lunch to take to work
- checked for surveys
- ignore the bakery as I walk past
- keep checking for surveys throughout the day
- possibly do my half hour walk unless I use the time for overtime
- knit or read for the other half hour
- use work's coffee as I did put decaff on the latest order :j
- do an hour's overtime this evening
- meals from stores
- have an NSD
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning all :wave:
Hope you all had a good weekend?
Today I will:- Check bank balance
- Check surveys
- Have homemade lunch
- Walk home instead of going to the gym
- Dinner from stores
- Continue the declutter (managed to get 8 items onto Ebay this weekend)
- Research fees for GCSE English Lit - need it for a Uni Course, who won't accept me without a Grade C in English Lit, have a D! Working out if its possible to do this in 3 months???
- NSD
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Morning all - it's half term!
Hurrah!
Had the weekend from hell with OHs friends and their 2 kids - one is the most spoilt child I have ever met - all mum and dad do is " ok, you can have it, no problem, what do you want?" etc A right little madam that ruled our house for 2 days.
Mum and sister are coming today for two days so still busy - yet more visitors! At least its not work.
Today's little list -- Change bed for mum
- All food from stores
- Stay in tonight and watch Corrie - exciting!
- Walk dogs
- Checked banks - payday tomorrow - about time!
- Do any surveys that come - neeed 10p to get to next £10 Amazon voucher then its my sisiter's birthday present completely paid for.
- Tidy kitchen
- Update diary
- Do new budget for Feb - March pay day
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Morning everyone,
I have that Monday feeling...yesterday's bad mood has followed me, so annoyed that one person can bring me down like that! Looks like I will be facing another hard slog at work as a certain someone who was meant to be back today has gone back to the doctors - I'm expecting another 2 weeks off.
I hope you're all having a better Monday (& Valentine's Day) than me!
Today I have/will:-- [STRIKE]Charge phone at work[/STRIKE]
- [STRIKE]Food brought in from home[/STRIKE]
- [STRIKE]Make use of free coffee/water at work[/STRIKE]
- [STRIKE]Heating off during working day[/STRIKE]
- [STRIKE]Log calories on free app[/STRIKE]
- Log expenditure on free app
- [STRIKE]Check online banking[/STRIKE]
- [STRIKE]Check ebay, managed 10 listings at the weekend but only 2 watchers so far[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE]
- Enter comps
- Possibly dinner from meal plan?? Not sure if my OH is planning something or not, he briefly mentioned it...
- Put away clean washing
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Morning everyone,
hope everyone had a good weekend, we didnt do much as OH works on a wkend but off out today. Going to a massive b&m that has just opened mear us so romantic i know:rotfl:. I must not get too tempted by the bargains:D, have put £40 aside so i can get a few bits n pieces and thats all i'm taking;)
Today i have/will do.....
checked banking
checked for surveys - only 85p away from payout at pureprofile
checked emails
pots done just need popping away
need to do my meal plan for the week
need to make beds
need to load up w/m and wash on 30, looks nice so might get a chance to dry some bits outside
clicks done
have wi and lost 0.5lb have now lost 4.5lb - 12.5lb more to go
thats enough for me today
Have a good day everyone£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200
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