consolidation question

stubruscooby

is it easier to try and get a loan to pay off all my debts and pay this single loan?

if so whats the best way to do it or company to help?

tlc123_2

I think most people tend to advise against it, because you're then left with the temptation to put back on your empty cards. but if your willpower's good then it can work out cheaper. It will depend on the APRs you're currently paying etc. You coud do the Debt Remedy on the CCCS website which will point you towards the best solution for you
x T x

stubruscooby

i done one on the CCCS website but was given no solution just to call them asap

tlc123_2

Have you called them?

stubruscooby

no i just done it just now...there office closes at 8pm

tlc123_2

Ok well try them tomorrow and they should be able to point you in the right direction

stubruscooby

i shall do that

hopefully fix this soon..no job+no money+no food = hungry lol!!

thanks for the help

tlc123_2

how did you get on?

tlc123_2

Just seen your other thread!

stubruscooby

yeah ive got other threads tlc..thanks for remembering though...its one thing that helps my mind settle is to know that there is a community like this behind me so happy i made this step

thanks again to everyone

tlc123_2

Yeah I find it helpful, just to know you're not the only one in this state!! It's easy to think no-one else can possibly have as much debt as me, but then you come on here and we're very much not the only ones!