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how long do defaults & ccjs last
bebop1
Posts: 4 Newbie
hi - I know both stay on your credit file for 6 years - is that from the date they are issue or from when they are settled?
eg - i have a ccj and have been paying £50 per month off it for nearly 6 years but have a few thousand left to go -will it stay on my credit report until i pay of the debt?
Same goes for my defaults....will take me longer than 6 years to pay off im afraid.
Thanks for your help
eg - i have a ccj and have been paying £50 per month off it for nearly 6 years but have a few thousand left to go -will it stay on my credit report until i pay of the debt?
Same goes for my defaults....will take me longer than 6 years to pay off im afraid.
Thanks for your help
0
Comments
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They come off 6 years after they are raised. Although presumably, you will not be too bothered about needing a clean record until they have been paid off?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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