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Should I phone or write?

hdmummy
hdmummy Posts: 19 Forumite
in Debt-free wannabe
Hi,

I have written to several creditors explaing that my finances have taken a turn for the worse and have had a few replies wanting me to ring them. They are not threatening or horrible or anything but I really don't want to speak to them as I am scared they will draw me into something I can't keep up. i heard its better to have correspondence in writing - would you agree?

Also I was just wondering if there were any pages on this site with template letters?

Thanks x

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    If you've properly set out your circumstances in writing, then I can't see any reason to phone.

    What templates exactly? There are some around, but most of the time it's better to refer people to those from NationalDebtline/CAB etc.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
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