Dealing with debts, order of repayments??

billymadbiker

I have transfered the £465 from the hsbc onto the barclaycard so it's on the 0%/16mth deal.

The minimum amount for b/t's is £200 so I will pay off the other £145 in the branch today.

I have been sent a SOA from hmrc regarding the £4200 debt.
I am going to phone them and see if, rather than accept monthly payments they would waive the credit card charge and have it payed now?
Doubt they will but would save a few quid if they did!