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Debate House Prices


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BoE Rate UP or no change

24

Comments

  • Seriously, who thinks it will be up 0.5%?
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
  • Heyman_2
    Heyman_2 Posts: 1,819 Forumite
    No Change. And rightly so.
  • Typhoon2000
    Typhoon2000 Posts: 1,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Would banks increse savings rates if base rates went up? They haven't brought mortgage rates down by the same amount as base rates have fallen, so they may take the opportunity to to claw back some money by keeping savings rates the same and increas mortgages.
  • mwd wrote: »
    It seems that its only mortgage payers that want to keep it at 0.5%.
    Well those that have paid off there mortgage and have saved for many years want to see some rewards for there efforts,a base rate of 5% would be a nice start,but we all know that wont happen.

    Those with variable or tracker rate mortgages, and businesses and their employees have a vested interest in keeping rates low at the moment.

    Well done in paying off your mortgage(s). It is an advantage either way.

    If you paid it off in recent years you probably benefited from low interest rates. Also plenty of assets and investments increase as rates drop so maybe you should look at investing in those.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Would banks increse savings rates if base rates went up? They haven't brought mortgage rates down by the same amount as base rates have fallen, so they may take the opportunity to to claw back some money by keeping savings rates the same and increas mortgages.

    Fallacy. With NW you can get 2.8% with instant access.

    Tesco Bank launched a bond with a 5% gross yield at the weekend.

    If 1st qtr GDP figures are ok. My money is on at least a .25% rise in May.
  • DiggerUK
    DiggerUK Posts: 4,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Generali wrote: »
    A month's figures are just noise.
    (Sorry wrong thread)

    Figures are just a month's noise.
    (Thread wrong,sorry)
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Thrugelmir wrote: »
    Fallacy. With NW you can get 2.8% with instant access.

    Tesco Bank launched a bond with a 5% gross yield at the weekend.

    If 1st qtr GDP figures are ok. My money is on at least a .25% rise in May.

    Thats not a savings account, it's an investment.
  • ILW wrote: »
    It all started in America and it's not our fault.
    No, Gordon is not in charge anymore thank goodness.
  • i watn to vote a drop by a quarter percent.. down to .25%
  • DiggerUK
    DiggerUK Posts: 4,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I want to vote a drop by a quarter percent.. down to .25%
    I think you need to realise that the only votes that count, are from those who sit on the Monetary Policy Committee at the Bank of England.
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