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Experian/...'s 6 year history. (scotland)
rogerblack
Posts: 9,446 Forumite
As I understand it, the limitation on which a defaulted unacknowledged debt in Scotland is 5, not 6 years.
Can Experian/... be convinced to drop debts that are >5 years from your credit file?
Or is the 6 year history simply a buisness decison?
Can Experian/... be convinced to drop debts that are >5 years from your credit file?
Or is the 6 year history simply a buisness decison?
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No idea but someone who knows might be along soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
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One debt remaining. Home improvement loan.0 -
The limitation period doesn't really have any relevance to the length that data is kept by the CRAs.
Credit agreements - data sharing
People have tried your argument before, and got exactly no-where. If you decide to try, let us know what they say.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
The limitation period doesn't really have any relevance to the length that data is kept by the CRAs.
People have tried your argument before, and got exactly no-where. If you decide to try, let us know what they say.
Thanks, I diddn't think it was particularly relevant - was wondering if I was wrong though.0
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