We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
where can I get 120% LTV
Comments
-
Northern rock?0
-
HBOS, according to a post on the house board.
post on the mortgage board, you may get a better response.I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Halifax do not - maximum 97%
not sure about Bank of Scotland, the mortgage business (TMB) or Birmingham Midshires (BM)0 -
all i no is a friend of mine works for northern rock and has a very high lending criteria so if your credit aint so good i wouldn't wast a credit search. The best place although by no means the cheapest is to try who you bank with you might have a chance as they have 'existing business' with you.
0 -
Northern Rock and a couple of other companies do up to 125% but if your credit rating is poor this might drop to the 110% that you have been offered. The 125% is usually reserved for those with a very good credit rating.
Good luck in the hunt though."Life may not always be the party you wish for, but whilst here you may aswell dance"!!!
Murphy's NMPC Memb No 239! Dippychick's De-clutter club Member No 6! - onto room no 2!
My Avatar? Arnie and Casey, proud parents to Storm and Tsu born 19/01/2009!!! - both now in new homes and called Murron and Burger!0 -
we have just gone with northern rock as we needed to lend more than the house was worth. we got it no problem with them and as the interest rates have just gone up seem to have a good deal. we get the mortgage in around 2 weeks when we complete but its 5 years fixed at 4.99%. good considering they have just gone up to over 5%. worth trying them though they were a better rate than our bank but they dont class it all as a moprtgage its your 95% mortgage then the rest a secured loan i think. i just hope they keep to the 4.99 agreement with us only recieving the morgage in the next few weeks. that was the deal we signed on thoughback to comping in 2017, fingers crossed :beer:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 348.6K Banking & Borrowing
- 252.3K Reduce Debt & Boost Income
- 452.5K Spending & Discounts
- 241.3K Work, Benefits & Business
- 617.8K Mortgages, Homes & Bills
- 175.8K Life & Family
- 254.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards