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Has anyone had any dealings with Zoopa or Funding Circle?

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Hi Folks

As you know, interest rates are at an all time low, and the money sitting in banks/building society accounts is earning next to nothing, in terms of interest.

Websites such as Zoopa and Funding Circle offer individuals the opportunity to lend money to other individuals or businesses, and can expect to earn interest on that money of up to 9%.

I am thinking of doing this, so just wanted to know if anyone has had any good or bad experiences of this?

Thank You.

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