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Lloyds Overdrafts
crfilejuncky
Posts: 1 Newbie
in Loans
Has anyone else noticed that Lloyds register overdrafts on credit files, without showing the Limit allowed.
All 3 credit agencies show a Zero limit and then the amount you are overdrawn on the designated day each month.
When I went to school a number bigger than Zero would mean you had exceeded the facility!!!!
This has to have a negative effect on any credit application.
Lloyds use an external company to do this registering of data and will not move on how they are doing this!!!:eek:
All 3 credit agencies show a Zero limit and then the amount you are overdrawn on the designated day each month.
When I went to school a number bigger than Zero would mean you had exceeded the facility!!!!
This has to have a negative effect on any credit application.
Lloyds use an external company to do this registering of data and will not move on how they are doing this!!!:eek:
0
Comments
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My Lloyds account isn't even showing on Equifax or Experian.
0 -
Natwest list my 2k overdraft as 0 but I never use it so it stays that way on the credit file.
I think current and potential future lenders see people who use their overdraft lots as potentially risky so that's probably why they list the info.
Could be wrong but that's what I've gathered."We want the finest wines available to humanity, we want them here, and we want them now!"0 -
Lloyds dont list either the limit of my overdraft or how much I use it on any of my credit files. Never have.
Are you sure?0
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