Thurs 3rd Feb - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Goooood morning lovely people....oooooh it's Thursday so the weekend is in sight:T:T Hope every one is having a good week and still feeling cheery...I certainly am;)

By the way - this is millyscarlett with my new name...I'm now unrecognisable to anyone who knows me:cool::cool: There I am, undercover!

My good news - I finshed my essay:beer: Reference list all written too, I just need to print it and might nip to hand it in today:) Very happy and pleased I actually just got on with it!
Ok, time for my list:

• check banking
• check onepoll
• packed lunch for dd2
• fruit for break to work
• free cuppas at work
• meal from plan tonight - jacket pots and chicken
• print essay then go hand in:D
• tidy up desk
• return library books (and pay fine:o)
• take washing off the airer and put away
• hoover lounge and kitchen/diner
• home for lunch

Ok, that'll do me for today - have a fab day everyone:A:A

pixiechick99

DNMS - just seen your post on yesterday's thread...you carry on calling me mils if you want, thats fine:D and La E - I laughed at you thinking I was a new poster only to see me again:rotfl: Sorry!!

La_escocesa

Thanks [STRIKE]Milly[/STRIKE] pixiechick

Hi everyone else :hello:

Me:

• Find a packed lunch...
• Porridge for brekkie
• Walking everywhere
• Pack for weekend away :T Going to see friend's new house and catching up with the girls
• Email friends not call
• Enjoy a free cuppa - Stitchy,how did you get on seeing if your boss would buy decaf? Used to annoy me having to buy my own tea/coffee and milk (hence why it is always now on my small things...)
• Time for knitting? Probably shouldn't as won't be here all weekend and at yoga tonight so maybe a quick tidy round is called for
• Make up time at work

Catch up later everyone!

stitching_witch

Good morning everyone, and thanks to pixiechick for starting the thread today. Just a quick visit as I've spent far too long reading the local paper this morning

La E - yesterday was manic so hardly saw my boss. Didn't get to ask about the coffee or a pension! Did ask the junior partner about the 'broken' vacuum cleaner though and he said to dispose of it. All it needs is a jolly good service (DH can do it) and then E-bay!!

So far today:

• WM run on Economy 7
• checked banking - ticking over nicely
• checked for surveys
• fed and watered chickens
• HM soup to take to work for lunch

I will also:

• charge mobile at work
• just buy 2 rolls at the bakery - stay away from the cappuchino doughnuts :eek:
• do a half hour walk and drop in to riding stables to ask about lessons for DGD
• read book with last bit of lunch break - reading "London" by Edward Rutherfurd (living near Salisbury I've read "Sarum" twice now )
• use DH's car and thus his diesel
• dinner from stores

I think that will be enough. Nearly the end of the week :j

stitchy x

determined_new_ms

morning ladies :hello: thansk for starting us off pixie! (I'll just get used to it as its lovely - really suits you! its hard to pick a name when you first join isn't it???)

Erme sorry i didn't reply to you yesterday, I meant to no the meds are for a dental thingymejiggy (am embarrassed about it!) PMT is just shocking this month - have screamed and shouted at oh and broken the toilet seat (completely broken into loads of pieces...) need to finish the meds quickly so I can have a glass of wine at the weekend!

Anyway! Today:

• drive carefully to & from work
• book airport parking - really must do it today!
• check banking later
• lunch from stores
• tidy house later for friend & oh coming for dinner
• get stuff for dinner as frugally as possible.

other than that I'm just going to try to keep my head... Hope everyone has a great day x

Candy0107

Morning All

Hi to all new posters. Hugs to those that need them.

Pixie/Milly, thanks for starting the thread

Sorry I’ve not been around too much…things have been v hectic over the past couple of weeks…..hoping for a change in routine soon

Today I have/will
• Checked online banking – still on budget for the month
• Check emails
• Breakfast and dinner from storecupboard
• Had to buy a railfare, but worked out cheaper than buying a season ticket when I am not going to use it
• Work really hard at work as there is loads to do
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Try to have a LSD – Need to buy something for lunch
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Charge my phone at work
• Need to download a personalised timetable using work ink and paper
• Go to WW and post my result – it’s been a bad week!

Have a great day everyone
Candy xxx

Erme

determined_new_ms wrote: »

morning ladies :hello: thansk for starting us off pixie! (I'll just get used to it as its lovely - really suits you! its hard to pick a name when you first join isn't it???)

Erme sorry i didn't reply to you yesterday, I meant to no the meds are for a dental thingymejiggy (am embarrassed about it!) PMT is just shocking this month - have screamed and shouted at oh and broken the toilet seat (completely broken into loads of pieces...) need to finish the meds quickly so I can have a glass of wine at the weekend!

Anyway! Today:

• drive carefully to & from work
• book airport parking - really must do it today!
• check banking later
• lunch from stores
• tidy house later for friend & oh coming for dinner
• get stuff for dinner as frugally as possible.

other than that I'm just going to try to keep my head... Hope everyone has a great day x

I can't remember the site's url but if you google the National PMS (association or society - I forget) they have some good suggestions on their forums (free to join the forums ) for dealing with PMT... there's lots of natural remedies you can take or you may just want to keep a record of your symptoms (think there's a check list on the PMS site) and go to your GP in 2 months time and see about getting the mini pill or something? I don't know...

I just know what really bad PMS is like and it sucks big time. In the autumn it put me to bed almost 24/7 26/31...I had to get anti depressants in the end and they really helped but now I need to come off them because of the nightmares they cause...:(...still need to clarify the SJW with Dr. C as well ....Have reduced the AD's to the next dose down already (past 2 nights...was a little down with the D&G's yesterday but put that down to being utterly shattered).....

So little got done yesterday cos was just shattered though did finish a sock....

Hence today's agenda reflects that.... and somehow I've got to fit in depot shot with this ams schedule :eek: (fortunately it's only 15 mins walk up the hill to the clinic...The joys of living in the town centre ...I know someone on facebook down south who is on £53 a week to feed 3 etc and has very few shops that are cheap nearby...I praise God I have lots of shops nearby...some are very cheap, like the asian cash and carry etc)

AM -
• Wash up
• Check Natwest banking
• Depot
• prepare for car boot

LUNCH
PM

• Car Boot at B = 1-3pm

SUPPER

Eve

• Evening routine

• Knitting
• Reading
• Bible



E

Rock_Cakes

Morning all,

Nice sunny morning here, hope its good where you?

Today I will:
Check bank balances
Check surveys
Charge mobile at work
Home made lunch (leftovers from yesterdays dinner)
Might go for a walk at lunch but will leave the purse in my office
Yoga tonight
Soup for dinner already in fridge
Prepare soup
Make muesli
Pack bags for the weekend, off to see my DH :j

Have a good day everyone.:D
xx

Amara

Hi!
Today, I 've already:
-had a breakfast
-checked my online banking
-chcked my emails
-checked my Ebay listnigs
-updated my thread
I will:
-go to bank
-go my three customers
-cook a tea
-hoover
And maybe something else too
See you soon!

nickynoo08

Morning all,

Well yesterdays nsd didn't happen, OH had to go out after tea to get some meds for baby. Bless him he's teething and got around 4 teeth coming through at the same time.

Today i have/will.....

checked bank - payouts recieved:D, so transfered funds to my cars fund acc now have enough for car tax mot and some towards car ins too
check for surveys
do daily clicks
prob wont be an nsd need to get milk, dont think we can hang on till tomoro
all food from stores again
have done rough meal plan for next week, just need to check what i need for my shopping list on mon
dw has been on eco wash just need to pop pots away
found enough paint yesterday that'll do for bedroom saving around £15 although i'll probably use that to get cushions or new sheets
change from last nights last min shop added to my sealed pot

Right think thats me for today

kevstanley

Morning all

So far today I've:

- checked banking (it doesn't feel as scary any more)
- checked for surveys
- started breadmaking
- turned off all the lights (one day the girls might actually remember this for themselves!)
- heating's off - it's quite warm here

Still to do:

- Morrisons later, with list, to which I will stick
- lunch on leftovers
- dinner from menu/stores, prepped early so I don't have to do it on return from Morrisons
- check library, return books, make request for new ones (this is in lieu of buying books; we live by a small library, with not much choice, so the free ordering service is brilliant)

Have a good day, everyone