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£13,501

That is my total debt as of today. Down £4,744 since the start of 2006. My aim for the year was to pay of £6,000 and by the end of december I will have paid just over £5,000 off. So not doing too bad.
November seems a good time to take stock of the situation as december will be focused around christmas. A lot of the smaller debts I had to deal with are gone. Leaving more to pay the bigger ones. I won't miss wescot or capital one. Its sad in a way my christmas present will be paying off the last chunk of capital one cc. Happy in an other way as I'll be better off in the new year.
Can't wait for the first of January to set a whole new list of targets for 2007.
Barclaycard 3800

Nothing to do but hibernate till spring






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Comments

  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That is my total debt as of today. Down £4,744 since the start of 2006. My aim for the year was to pay of £6,000 and by the end of december I will have paid just over £5,000 off. So not doing too bad.
    November seems a good time to take stock of the situation as december will be focused around christmas. A lot of the smaller debts I had to deal with are gone. Leaving more to pay the bigger ones. I won't miss wescot or capital one. Its sad in a way my christmas present will be paying off the last chunk of capital one cc. Happy in an other way as I'll be better off in the new year.
    Can't wait for the first of January to set a whole new list of targets for 2007.

    You are doing remarkably well Broken_Hearted! Hope you feel how much you have achieved! :T :T
    Leason learnt :beer:
  • You have done so well. A very well done. Much better than I have and I started at the beginning of the year too. :T
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    :T you are doing very well indeed by reducing your debt. good luck :T
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • rarele
    rarele Posts: 119 Forumite
    Well done - that's great :T .

    Hope you do even better in 2007

    R :)
    Proud to be dealing with my debts
    Debt Free by "sometime" in 2010:j
    £2 Coin Savers Club £22 Started again after saving and spending £96 for Xmas :T
  • newleaf
    newleaf Posts: 3,132 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Brilliant achievement - you just need to update your siggy to show it off :T
    Official DFW Nerd No 096 - Proud to have dealt with my debt!
  • Well done Broken Hearted - you have done really well and just think how much better you will feel to have the capital one vultures off your back. Have a Great Christmas and a Happy Debt Busting New Year :rudolf:
    :cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    way to go Broken hearted :j

    I did wonder how you were going, as I hadnt seen much change in the sig. I think this is a massive achievement, and getting those vultures from circling you in 2007 is achievement itself and all set for a happy new year :beer:

    Keep on keeping on as they say :D
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • freebird65
    freebird65 Posts: 1,751 Forumite
    Part of the Furniture Combo Breaker
    Absolutely agree with everyone else......give yourself a big pat on the back for an excellent effort. Think of all the positives - especially how much faster your debt will go down next year as you have more money to throw at what's left.

    Here's to an excellent new year!!

    :T :T
  • babes21
    babes21 Posts: 1,665 Forumite
    I can only echo what the others have said, well done to you.
  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    yes well done – you've obviously gone at it with determination, it's really admirable. congrats too on getting rid of capital one (who are idiots)
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