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Egg card / 0% card
tryingtocutback
Posts: 508 Forumite
I currently have an egg card which is NOT 0%.
Now I know that the sensible thing to do is to apply for a 0% card and, if successful, shift the balance to that card.
The thing is that my egg card is now a card where I just pay it off (it doesn't allow me to buy anything - not sure of the technical term). So, I feel afraid to get a 0% card in case I start using it and running up more debt.
I am currently paying £50ish per month in interest which I know is silly.
Any suggestions?
Thanks in advance.
Now I know that the sensible thing to do is to apply for a 0% card and, if successful, shift the balance to that card.
The thing is that my egg card is now a card where I just pay it off (it doesn't allow me to buy anything - not sure of the technical term). So, I feel afraid to get a 0% card in case I start using it and running up more debt.
I am currently paying £50ish per month in interest which I know is silly.
Any suggestions?
Thanks in advance.
0
Comments
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Apply for a new 0% card and once it is activated and you transfer, cut it up or put it in some water in the freezer (or both).After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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