Reduce Overdraft or have it available

kayla3600

an9i77 wrote: »

If you need some money for emergencies, I would recommend putting this in a savings account rather than your overdraft. Problem with an overdraft is that every time you use your current account too much, you will dip in to it. So it's dead easy to spend that money. If you're not super disciplined, i'd but that £200 emergency fund in a savings account and then you can withdraw from that to your current account if and when an emergency occurs

Thats a great idea, thank you, I was thinking once all my debts are paid off to put the money i was spending on the debts into an isa or savings account. It will soon clock up.